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New ADAAA Regulations and Small Business EPLI, Part Two

This post was originally published on this siteIs your business prepared to comply with changes to the American Disabilities Act Amendment Act (ADAAA) that go into effect next week? The new, broader definition of disability increases the chances you can be sued for discrimination...

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Does Homeowners Insurance Cover Tornado Damage?

This post was originally published on this siteIt’s only April, and this year’s tornado season is on track be the most costly ever for damages and homeowner insurance claims. As of April 18, 2011, 617 tornados had been recorded by the National Weather Service,...

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How To Avoid Common Homeowners Insurance Claims

This post was originally published on this siteAfter a winter of record snowfalls in many parts of the country, we’re now seeing a flurry of spring blizzards and thunder storms. When the spring melt comes, many experts are predicting unprecedented flooding. Severe weather and...

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The High Cost of Health Insurance Fraud

This post was originally published on this siteIf you pay for health insurance, you’re painfully aware that costs have increased. What you might not realize is that fraud plays a big part in escalating health care costs, and the loss is passed along to...

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Mail-Order Life Insurance Facts

This post was originally published on this siteThey’re everywhere. Ads for cheap term life insurance fall out of magazines and newspapers, pop up every 3 minutes in late-night commercials and cram your mail box. The offers typically promise cheap term life insurance monthly premiums,...

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How to Shop for Small Business Insurance

This post was originally published on this siteCost-cutting has become a national passion, and it’s tempting if you’re a small business person, especially a sole proprietor, to skimp on expenses, like business insurance coverage. But doing so could end up costing you a lot...

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Small Business Insurance Basics for Start-Ups

This post was originally published on this siteThere are more than 7 million small businesses in the United States. Although the federal government defines a small business as any concern with fewer than 500 employees, most are far smaller. According to Small Business Administration...

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When To Go Out of Network for Health Care

This post was originally published on this siteIf you’re like the majority of Americans, your health care insurance is provided through a Preferred Provider Organization (PPO) or a Health Care Maintenance Organization (HMO). With a PPO, you probably have the option of using an...

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