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Teen Driving Tip for a Safer Summer

This post was originally published on this siteAnother school year is coming to an end. That means graduation parties and summer vacation. Unfortunately, what should be happy times all too often turn tragic. Summer is the deadliest time of year for teen drivers and...

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Fast Facts About Insurance Policy Backdating

This post was originally published on this siteBackdating, by definition, is the practice of putting a calendar date on any document that is earlier than the date on which that document was actually written. In some instances, it’s perfectly legal. In other instances, it’s...

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Cheaper Teen Car Insurance? There’s an App for That.

This post was originally published on this siteIt’s hard to find cheap car insurance for teens, mostly because insurance companies see teens as a greater risk due to their inexperience and the likelihood that they’ll engage in risky behavior like textingwhile driving. Many studies…

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Auto Damage Claims Settlement the Right Way

This post was originally published on this siteOh-oh. You just had a car accident that damaged your vehicle. You have collision coverage that will pay to fully repair the damage or replace your ride if its totaled, minus the deductible. You filed a claim....

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Is Decreasing Term Insurance a Bargain?

This post was originally published on this siteDecreasing term insurance is one of the cheapest life insurance policies out there. The premiums on the renewable policy remain the same throughout the term of coverage, but the death benefit paid decreases inmonthly, quarterly or annual...

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The Smart Way to Switch Car Insurance

This post was originally published on this siteDissatisfied with your auto policy? Ready to shop for the cheapest car insurance quotes out there? Here’s thesmart way to cancel your existing policy and switch car insurance. The worst thing you can do is to just...

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Do Life Insurance Benefits Expire?

This post was originally published on this siteIn Part I, Unclaimed Life Insurance Benefits, we explained how to find out if someone has left you money in a life insurance policy and, if so, how to claim it. Now let’s talk about the shelf-life...

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Unclaimed Life Insurance Benefits

This post was originally published on this siteJust this week, the nation’s largest life insurer agreed to pay $40 million to settle a multistate probe regarding the way the company has handled the distribution of death benefit. The outcome could result in over $400...

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Cover Your Risk Gaps with Umbrella Insurance

This post was originally published on this siteIf you’ve been weathering our current economic doldrums by skimping on insurance coverage, the pennies you’re saving could put you at risk of a financial tsunami. Pinch pennies on certain types of personalpolicies like auto insurance…

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Who Buys Life Insurance and Why

This post was originally published on this siteLife insurance sales are going up. Maybe not as fast as gas prices, but industry analysts are seeing what appears to be an upward trend. According to LIMRA (the Life Insurance and Market Research Association),insurance companies issued...

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